Robert Kiyosaki said in Rich Dad, Poor Dad that the world pushes you around. Each time the world pushes you around, it is a wake up call.
An example for me was when China changed its laws around who can teach their kids. My main job was teaching Chinese children online. That was last July. It happened overnight. I could not afford to continue living in my little house in a village. I had to find another job and quickly.
Within a week, I had found a new place to live – a shared house that was incredibly cheap with all bills included. It was less than £400 per month, all bills and tax included. Incredibly cheap. I also found both my cleaning jobs, which are also very well paid.
I already had taken another online teaching job the October before when the Chinese platform cut our pay, so I already had that job to help out, too.
Recently, I’ve moved to another shared house – creepy, drug dealery house mate moved in, so I moved out! The new landlord is a businessman who talked to me for two hours about money because he was a bit concerned about my bank statements, and his talk encouraged me to actively plan to save and save money, and also to go back to another platform where I write and teach my own material. I get paid depending on how many students come to the lessons, so regarding pay, the sky is the limit. In theory!
Life has pushed me, I have had wake up calls, and I have responded and made my life better. And I feel better in myself, teaching more and sharing my skills and knowledge. I have made a plan to retire in 7 years. I know how much I have to work and save. I might not make it, but I probably will. I now have a plan, thanks to life pushing me around.
These wake up calls or pushes can’t hurt you if you have a strong base. I thought back to my kung fu lessons where we learnt the stance to take with our legs, which looks a bit unusual, but like having a firm stance in boxing, it means you can’t be pushed over, no matter how hard someone pushes you. The stance is the most basic move, and the first thing you learn in kung fu as well as in boxing and other contact sports.
Are you being pushed around? Is life giving you a wake up call? How are you going to respond?
How else does life push us around?
Our habits and our friends push us around. Iron sharpens iron. As Dave Ramsey says, you don’t let your kids hang out with the neighbourhood delinquent because we know that your kids will become delinquents. Who are you hanging out with?
Your income will be within 5% difference – positive or negative – of your friends’ incomes. Iron sharpens iron. Your friends’ behaviour will affect your behaviour. Your friends’ ambitions or lack of ambitions will impact your future.
On Teesside, I was in an improv, am dram group. I enjoyed it, but it didn’t push me to do better in my life, and the people were people with social problems and poor attitudes. I should have done one term (semester) with the group and then quit when others did. I stayed too long, and it did affect my thinking and it did hold back my progress as a writer and as a person because I was surrounding myself with people who had problems and poor attitudes.
Here are some stats:
Rich people watch less than 1 hour of TV per day.
Poor people watch 3-4 hours of TV per day.
Jim Rohr said rich people have big libraries and poor people have big TVs.
Sorelle Amore – who was a millionaire at the age of 30 – says that what we consume becomes part of us, whether that is food, reality TV or stress.
What could be the solid base that will really help when life wants to push us around? Robert Kiyosaki, Dave Ramsey and Sorelle Amore recommend having an amount in an easily accessible account that covers 3-6 months of your expenses. Your rent or mortgage repayments, your food bills, your electricity and gas bills, all other outgoings. Having a cushion of 3-6 months of expenses saved up is a good idea. I am heading towards that now myself. Dave Ramsey says, “Grandma said, ‘Save for a rainy day.’ It’s going to rain.” We could have damage to our home, our car, we could lose our job, we could suffer injury or illness. Having 3-6 months of expenses saved up takes the stress out of any situation financially.
Life is going to push you around. Be ready for it.